Having trouble working out your savings based off of your regular bank statements? Well have you considered an online savings account, so that you could have greater access to your money?
Following a paper trail can be as tedious as it is exhausting, and it’s frankly an outdated method of keeping up to date on your finances. With banking increasingly moving online, unless you have an online account it can be very difficult to keep abreast of your savings – and to see what choices could potentially save you more money.
That’s why most Australians choose to open an online savings account, so they have round-the-clock access to their financial history. Whether it’s checking how much of your pay cheque is left for the month or seeing how much money you ended up spending over the weekend – by keeping up to date with the way you spend your money you are making saving that much easier.
How? Well by analysing trends in your spending, it’s easy to see where your money is going – and where you could potentially be saving. When you receive a paper bank statement, it’s too easy to disregard it as yet another bill or spam letter. But with the ability to browse your spending history at the click of a finger – you never know what you might find.
Whether it’s a gym membership that slipped through the cracks and never got cancelled, a magazine subscription that you really don’t need or even just a weekly ritual that’s becoming too expensive to afford – if you can see where your money is going on a daily/weekly/monthly basis, that could be all the incentive you need to start saving.
| Bank | Overview | Intro Rate | Apply |
|---|---|---|---|
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The award-winning UBank USaver is an innovative, great value account that allows you to set your savings goal and monitor your progress towards that goal. | 5.51% | More Info |
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The Citibank Online Saver combines a number of benefits into one very easy to use savings account, and with a great introductory interest rate for 4 months. | 6.00% | More Info |
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The award-winning St. Maxi Direct Saver is one of the most flexible and easy to use direct savings accounts available. As well as a superb long term interest rate. | 5.70% | More Info |
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The NAB iSaver offers a great interest rate, bonus interest for four months and the flexibility to manage your savings account online. With no minimum balance. | 5.00*% | More Info |